Terry Smith Agency | Farmers Insurance Agent, Michigan
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4.9/5 Google Reviews
Open Today, 8:30 AM to 5:30 PM
Proud Farmers agent serving all of Michigan
Your Michigan Insurance Agent

Coverage you understand. An agent you trust.

Michigan families deserve more than an 800-number. Terry Smith brings Farmers Insurance expertise, a personal relationship, and real protection, right here in your community.

No commitment. Free consultation.

4.9
Google Rating
10K+
Families Protected
100%
Dedicated to You
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Renters Insurance Umbrella Coverage Motorcycle Insurance Boat & Watercraft Farmers Friendly Review® Signal® Safe Driving App Auto Insurance Homeowners Insurance Life Insurance Business Insurance Renters Insurance Umbrella Coverage Motorcycle Insurance Boat & Watercraft Farmers Friendly Review® Signal® Safe Driving App

Protection for every
part of your world.

From your home to your business, your car to your family, Terry finds the right Farmers coverage, at the right price, every time.

Home & Property
Homeowners, renters, condo, and landlord insurance for Michigan families and their properties.
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Auto & Vehicle
Cars, motorcycles, boats, and RVs. We cover the things you drive, ride, and adventure in.
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Life & Income
Term life, whole life, universal life. Protection so your family is always taken care of.
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Business
Commercial auto, general liability, and business owner policies for Michigan entrepreneurs.
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A 5-star team ready to
protect what matters most.

Terry Smith Agency Team
Your Michigan Insurance Team
Battle Creek, serving all of Michigan
Terry Smith Agency
4.9
★★★★★
Google Rating
Trusted by Michigan families
Terry Smith Agency team
Get to Know Us
Real people.
Real answers.
Terry Smith Agency Michigan community
Serving Michigan statewide
Terry Smith Agency
153 Columbia Ave E
Battle Creek, MI
Open M–Th 8:30–5:30
Fri 8:30–5:00

More than a policy.
A partnership.

Farmers Insurance has been protecting American families for nearly 100 years. Here's what sets working with Terry apart.

Free Service

Farmers Friendly Review®

Auto Coverage
Home Protection
Life & Income
Bundle Savings
Run My Review
Safe Driving

Signal® by Farmers

0
driving score
Drive safely to earn discounts
Bundle & Save

Multi-Policy Discounts

Auto
-$180/yr
Home
+$240/yr
Renters
+$95/yr
Life
+$120/yr
Est. Bundle Savings $180/yr
Protection

Claims Forgiveness

Without Farmers
$1,400
annual premium
With Farmers
$1,400
annual premium
Fast

Same-Day Coverage

1
You Call
9:00 AM
2
Get Quoted
9:15 AM
3
Review
9:25 AM
4
Covered
Today
Local

A Face You Know

0
Families Covered
0.0
Google Stars
<2
Hr Response

When you have a question, a claim, or a life change, your team picks up. You are a neighbor here, not a policy number.

Call the Team Now

Office Hours

153 Columbia Ave E, Battle Creek, MI

Monday 8:30 AM – 5:30 PM
Tuesday 8:30 AM – 5:30 PM
Wednesday 8:30 AM – 5:30 PM
Thursday 8:30 AM – 5:30 PM
Friday 8:30 AM – 5:00 PM
Saturday Closed
Sunday Closed

Contact Info

Reach Terry directly

Find Us

153 Columbia Ave E, Battle Creek

Get Directions →

What Michigan says.

Real reviews from real neighbors. People who trusted Terry with their families and businesses.

4.9 ★★★★★ Google Reviews
★★★★★
Google

"Tamara was very helpful with getting me set up with insurance for the first time. We were both having internet issues and she remained professional and patient throughout the whole experience. She answered all of my questions kindly."

A
Adriana Donahue
New Client
★★★★★
Google

"Tamera was great! She helped me every step of the way as I’m not too good with phones. I highly recommend her to everyone! She also saved me a ton of money by cutting my bill in half from what I was paying."

M
Melissa Moores
Auto Insurance
★★★★★
Google

"Steve was very patient and kind in assisting me with my insurance policy changes. Understanding guy with a heart for his customers. Thank you, Farmers, for making things easy in a stressful time!"

A
Autumn May
Policy Changes
★★★★★
Google

"I got help from a woman named Tamara. I told her I wanted to switch my policy elsewhere, and she took the time to listen to my concerns and find a solution that worked better for my budget. That’s why I chose to stay."

J
Jason Scharlow
Auto Insurance
★★★★★
Google

"Tamara was amazing. Started an Event Planning business and Tamara found me a company that would work for my business. She was patient with me to get things set up and was ready to go when I was. Great Customer Service!!!"

T
Tabatha Nash
Business Insurance
★★★★★
Google

"Just had another great customer service experience with Stephen. Needed help with info to my bank. I asked in the evening via email and he sent me confirmation the request was completed first thing in the morning. Excellent work."

R
Richard King
Client Service

Find out if you're
properly covered.

Most families are surprised to find gaps in their coverage, or that they're overpaying. A quick conversation with Terry changes everything.